Insurance & Payment Options

Accepted Insurance Plans in Santa Barbara

Jackson Medical Group accepts most major insurance plans, making it easy for Santa Barbara and Goleta families to access quality primary care. We're in-network with many PPO, HMO, Medicare and Medi-Cal providers, and we handle all insurance billing on your behalf.

Insurance Plans We Accept

PPO Plans (In-Network)

  • Aetna

  • Anthem Blue Cross

  • Blue Shield of California

  • CIGNA

  • TriCare (military dependents)

  • Most other major PPO plans

PPO Partnership Program: We offer an enhanced membership option for PPO patients. For $300 annually, members receive priority appointment scheduling and dedicated care coordination. [Learn more about the PPO Partnership →]

Don't see your plan listed? We may still accept it. Call 8056828844 to verify your coverage.

HMO Plans

  • Aetna

  • Anthem Blue Cross

  • Blue Shield of California

  • CIGNA

  • Health Net

  • UnitedHealthcare

Medicare

  • Original Medicare (Parts A & B)

  • Medicare with supplement plans

  • Medicare Advantage plans including Secure Horizons

Medi-Cal

  • CenCal Health

Covered California

  • Blue Shield marketplace plans

Self-Pay & Uninsured Patients

Discounted Rates for Payment at Time of Service

If you don't have insurance or prefer to pay out-of-pocket, we offer fair, transparent pricing based on the Medicare fee schedule. This provides approximately 20% off our standard fees.

Self-pay discount requirements:

  • Payment in full at time of visit

  • Cash or credit card (personal checks not accepted)

We believe uninsured patients shouldn't pay more than what insurance companies are charged. Our self-pay rates reflect the same discounted fees negotiated with major insurers.

Understanding Your Coverage

Before your first visit:

  • Call 8056828844 to verify we accept your specific plan

  • Bring your insurance card and photo ID

  • Ask about your copay, deductible and out-of-pocket costs

Questions about billing? Our team can help you understand your benefits and estimated costs before your appointment.